{"meta":{"name":"Rules Mate corpus","license":"CC BY 4.0","attribution":"Rules Mate (https://rulesmate.com.au)","generated_at":"2026-07-26T22:47:25.461Z","counts":{"obligations":399,"regulators":179,"enforcement_actions":235,"topics":12,"industries":35,"jurisdictions":9,"entity_types":15,"glossary":120,"acts_curated":113},"notes":"Every entry links to its primary regulator source. We summarise; we do not republish full statutory text. We never scrape AustLII."},"industries":[{"slug":"real-estate-agents","name":"Real estate agents","anzsic_code":"6720","anzsic_division":"L","description":"Selling agents, buyer's agents, and property developers involved in real estate transactions. From 1 July 2026 captured by AML/CTF Tranche 2 reforms.","applicable_regulator_slugs":["austrac","accc","nsw-fair-trading","cav","office-of-fair-trading-qld"],"applicable_obligation_slugs":["aml-ctf-enrolment","aml-ctf-program","cdd","smr-ttr-reporting","real-estate-agent-licensing","trust-account-audit"]},{"slug":"accountants","name":"Accountants & bookkeepers","anzsic_code":"6932","anzsic_division":"M","description":"Professional accounting and bookkeeping firms. Captured by Tranche 2 when providing designated services such as managing client money or company formation.","applicable_regulator_slugs":["austrac","tpb","asic","ato"],"applicable_obligation_slugs":["aml-ctf-enrolment","aml-ctf-program","cdd","tpb-registration","professional-indemnity"]},{"slug":"lawyers-and-solicitors","name":"Lawyers & solicitors","anzsic_code":"6931","anzsic_division":"M","description":"Law firms providing designated services. LPP applies, but Tranche 2 obligations otherwise apply.","applicable_regulator_slugs":["austrac","accc"],"applicable_obligation_slugs":["aml-ctf-enrolment","aml-ctf-program","cdd","trust-account-audit"]},{"slug":"conveyancers","name":"Conveyancers","anzsic_code":"6939","anzsic_division":"M","description":"Licensed conveyancers effecting property transfers and settlements via PEXA.","applicable_regulator_slugs":["austrac","nsw-fair-trading","cav"],"applicable_obligation_slugs":["aml-ctf-enrolment","aml-ctf-program","cdd","conveyancer-licensing"]},{"slug":"tcsps","name":"Trust & company service providers","description":"Entities providing trust or company formation, registered agent, or nominee services. Tranche 2 captured.","applicable_regulator_slugs":["austrac","asic"],"applicable_obligation_slugs":["aml-ctf-enrolment","aml-ctf-program","cdd","beneficial-ownership-disclosure"]},{"slug":"precious-metals-dealers","name":"Precious metals & stones dealers","description":"Dealers in gold, silver, platinum, and precious stones for transactions involving $10,000+ in physical currency.","applicable_regulator_slugs":["austrac","accc"],"applicable_obligation_slugs":["aml-ctf-enrolment","aml-ctf-program","cash-transaction-reporting"]},{"slug":"fintech","name":"Fintech (non-bank)","description":"Non-bank financial technology businesses — neobanks, BNPL, payment processors, crypto exchanges.","applicable_regulator_slugs":["asic","austrac","ato","apra","oaic"],"applicable_obligation_slugs":["afsl-general-obligations-912a","aml-ctf-program","ddo","carf-reporting","ndb-notification"]},{"slug":"banking-adi","name":"Banks & ADIs","description":"Authorised deposit-taking institutions regulated by APRA under the Banking Act 1959.","applicable_regulator_slugs":["apra","asic","austrac","rba","oaic"],"applicable_obligation_slugs":["cps-234","cps-230","far-accountability","afsl-general-obligations-912a","aml-ctf-program"]},{"slug":"insurance-general","name":"General insurers","description":"General insurance providers regulated by APRA.","applicable_regulator_slugs":["apra","asic","afca"],"applicable_obligation_slugs":["cps-234","cps-230","afsl-general-obligations-912a","ddo"]},{"slug":"superannuation-trustees","name":"Superannuation trustees","description":"Trustees of APRA-regulated super funds.","applicable_regulator_slugs":["apra","asic","ato"],"applicable_obligation_slugs":["spg","sps-530","rse-licence","best-financial-interests-duty"]},{"slug":"credit-licensees","name":"Credit licensees & mortgage brokers","description":"ACL holders and mortgage brokers under the NCCP Act.","applicable_regulator_slugs":["asic","afca","oaic"],"applicable_obligation_slugs":["responsible-lending","credit-licensee-general-conduct","hardship-notice-response","best-interests-duty-brokers"]},{"slug":"aged-care","name":"Aged care providers","description":"Residential and home-care providers under the new Aged Care Act 2024 (in force 1 November 2025).","applicable_regulator_slugs":["aged-care-quality"],"applicable_obligation_slugs":["aged-care-quality-standards","sirs-aged-care","registered-nurse-24-7","code-of-conduct-aged-care"]},{"slug":"ndis-providers","name":"NDIS providers","description":"Registered providers of disability supports under the NDIS.","applicable_regulator_slugs":["ndis-commission"],"applicable_obligation_slugs":["ndis-practice-standards","ndis-reportable-incident","ndis-worker-screening","ndis-code-of-conduct"]},{"slug":"health-practitioners","name":"Health practitioners","description":"Registered health practitioners under the National Law.","applicable_regulator_slugs":["ahpra","oaic"],"applicable_obligation_slugs":["ahpra-registration","ahpra-cpd","mandatory-notification","health-records-act"]},{"slug":"medical-devices","name":"Medical devices & therapeutic goods","description":"Suppliers of therapeutic goods listed on the ARTG.","applicable_regulator_slugs":["tga","accc"],"applicable_obligation_slugs":["artg-inclusion","post-market-surveillance","advertising-therapeutic-goods","ivd-classification"]},{"slug":"private-health-insurers","name":"Private health insurers","description":"Insurers regulated by APRA under the Private Health Insurance Act.","applicable_regulator_slugs":["apra","asic","phio"],"applicable_obligation_slugs":["private-health-insurance-rules","cps-234"]},{"slug":"cafes-and-restaurants","name":"Cafés & restaurants","anzsic_code":"4511","anzsic_division":"H","description":"Food service businesses covered by the Hospitality Industry (General) Award 2020 and food safety standards.","applicable_regulator_slugs":["fwo","fwc","fsanz","ato","worksafe-vic","safework-nsw"],"applicable_obligation_slugs":["payday-super","stp-phase-2","modern-award-compliance","allergen-labelling","food-safety-supervisor"]},{"slug":"hotels-pubs","name":"Hotels, pubs & licensed venues","description":"Licensed hospitality venues subject to liquor licensing, food safety, and hospitality awards.","applicable_regulator_slugs":["fwo","fwc","fsanz","vcglr","liquor-and-gaming-nsw"],"applicable_obligation_slugs":["payday-super","liquor-licence","rsa-rcg","allergen-labelling"]},{"slug":"retail","name":"Retail trade","anzsic_code":"4100","anzsic_division":"G","description":"Retailers covered by the General Retail Industry Award and ACL product safety.","applicable_regulator_slugs":["fwo","fwc","accc","ato"],"applicable_obligation_slugs":["payday-super","stp-phase-2","modern-award-compliance","consumer-guarantees","product-safety-recall"]},{"slug":"ecommerce","name":"E-commerce & online retail","description":"Online retailers and marketplaces. Captured by ACL, Privacy Act, and unfair contract terms regime.","applicable_regulator_slugs":["accc","oaic","ato","esafety"],"applicable_obligation_slugs":["consumer-guarantees","ndb-notification","unfair-contract-terms","spam-act-compliance"]},{"slug":"construction","name":"Construction (residential & commercial)","anzsic_division":"E","description":"Builders, contractors, and subcontractors covered by the Building & Construction General On-site Award and high-risk WHS.","applicable_regulator_slugs":["fwo","fwc","worksafe-vic","safework-nsw","whs-qld","abcc"],"applicable_obligation_slugs":["payday-super","silica-wel","construction-induction","high-risk-work-licence","subcontractor-statement"]},{"slug":"manufacturing","name":"Manufacturing","anzsic_division":"C","description":"Industrial manufacturing operations subject to plant safety, chemical handling, and environmental approvals.","applicable_regulator_slugs":["worksafe-vic","safework-nsw","epa-vic","epa-nsw","fwo"],"applicable_obligation_slugs":["plant-safety","hazardous-chemicals-register","ged-environmental","modern-award-compliance"]},{"slug":"agriculture","name":"Agriculture, forestry & fishing","anzsic_division":"A","description":"Primary producers covered by the Pastoral Award and biosecurity / chemical use regulation.","applicable_regulator_slugs":["fwo","fwc","ato","daff","epa-vic"],"applicable_obligation_slugs":["payday-super","modern-award-compliance","chemical-use-records","fbt-cars"]},{"slug":"mining","name":"Mining & resources","anzsic_division":"B","description":"Mining operations subject to state mining safety regimes, NGER, and royalty obligations.","applicable_regulator_slugs":["cer","epa-nsw","epa-vic","safework-nsw","rsm-qld"],"applicable_obligation_slugs":["nger-reporting","safeguard-mechanism","mining-safety","royalty-returns"]},{"slug":"road-transport","name":"Road transport & logistics","anzsic_division":"I","description":"Heavy vehicle operators subject to Chain of Responsibility under HVNL.","applicable_regulator_slugs":["nhvr","fwo","fwc"],"applicable_obligation_slugs":["chain-of-responsibility","fatigue-management","modern-award-compliance"]},{"slug":"aviation","name":"Aviation (incl. drones)","description":"Aircraft operators and RPAS / drone operators regulated by CASA.","applicable_regulator_slugs":["casa","fwo"],"applicable_obligation_slugs":["aoc-licensing","remote-pilot-licence","amos"]},{"slug":"maritime","name":"Maritime & ports","description":"Domestic commercial vessel operators under AMSA jurisdiction.","applicable_regulator_slugs":["amsa","home-affairs-soci"],"applicable_obligation_slugs":["dcv-survey","soci-port","marpol-compliance"]},{"slug":"education-rto","name":"Education — registered training orgs","description":"RTOs delivering nationally recognised training under the Standards for RTOs.","applicable_regulator_slugs":["asqa"],"applicable_obligation_slugs":["rto-standards","cricos-registration"]},{"slug":"education-higher","name":"Education — higher education providers","description":"Higher education providers regulated by TEQSA.","applicable_regulator_slugs":["teqsa"],"applicable_obligation_slugs":["hesf-standards","teqsa-registration"]},{"slug":"tech-saas","name":"Software & SaaS","anzsic_code":"7000","anzsic_division":"J","description":"Tech companies — captured by Privacy Act, Online Safety Act, AI Voluntary Standard, and SOCI if critical-infrastructure-aligned.","applicable_regulator_slugs":["oaic","esafety","home-affairs-soci","asd","accc"],"applicable_obligation_slugs":["ndb-notification","privacy-policy","voluntary-ai-standard","soci-cyber"]},{"slug":"professional-services","name":"Professional services (general)","description":"Consulting, marketing, design, and other professional services not otherwise captured.","applicable_regulator_slugs":["fwo","fwc","ato"],"applicable_obligation_slugs":["payday-super","stp-phase-2","contractor-vs-employee-test"]},{"slug":"charities-nfp","name":"Charities & not-for-profits","description":"Registered charities and other NFPs subject to ACNC and state incorporated association regulation.","applicable_regulator_slugs":["acnc","cav","asic"],"applicable_obligation_slugs":["acnc-annual-information-statement","governance-standards-acnc","external-conduct-standards"]},{"slug":"telecommunications","name":"Telecommunications carriers / CSPs","description":"Carriers and carriage service providers under the Telecommunications Act.","applicable_regulator_slugs":["acma","esafety","home-affairs-soci"],"applicable_obligation_slugs":["tcp-code","spam-act-compliance","do-not-call-wash","soci-telco"]},{"slug":"media-publishing","name":"Media & publishing","description":"Broadcasters, publishers, and content platforms.","applicable_regulator_slugs":["acma","esafety"],"applicable_obligation_slugs":["industry-codes-acma","online-safety-boe"]},{"slug":"gambling","name":"Gambling & wagering","description":"Operators of gambling, betting, and lottery services.","applicable_regulator_slugs":["austrac","vcglr","liquor-and-gaming-nsw"],"applicable_obligation_slugs":["aml-ctf-program","responsible-gambling","self-exclusion-register"]}]}