RG 275
The deferred sales model for add-on insurance
Issued 28 July 2021. This guide is for issuers and distributors of add-on insurance.
In plain English
This guide explains how to use a deferred sales model when selling add-on insurance products.
RG 275 applies to issuers and distributors of add-on insurance. It explains the deferred sales model. This model separates the sales process from the loan or other product. It aims to ensure consumers aren't pressured into buying insurance. The guide was issued on 28 July 2021.
Why it matters
If your business sells add-on insurance, understand RG 275. It helps ensure sales practices are fair and transparent. This reduces the risk of consumer harm and potential regulatory action.
AI-assisted summary, grounded in the source link below. Generated 2026-05-23 via gemma3:12b.
Issuing regulator
ASIC →Topics
Source: https://www.asic.gov.au/regulatory-resources/find-a-document/regulatory-guides/rg-275-the-deferred-sales-model-for-add-on-insurance/. Rules Mate indexes + summarises; always verify against the regulator's live publication.