Rules Mate

Tools

Compliance tools

Free calculators and checkers. Each ships with PDF + Excel export and golden-value tests.

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Compliance Fingerprint

8-step wizard maps your business across entity, size, industry, customers, data, money, foreign exposure, and lifecycle — get every obligation that applies.

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AML Tranche 2 scope checker

Am I a 'designated service' provider under the 1 July 2026 reforms?

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CPS 230 readiness scorer

Score your APRA operational risk program across 10 control areas. ADIs + insurers + RSE licensees.

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Privacy Act 2026 readiness scorer

Score your privacy program against the Australian Privacy Principles — current obligations plus the reforms commencing 10 December 2026.

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NDB notification timer

72-hour countdown for eligible data breach notifications to the OAIC.

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Modern Slavery threshold checker

Are you above the $100M consolidated revenue reporting threshold?

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Climate reporting tier checker

Group 1 / 2 / 3 mandatory disclosure — which one applies to you?

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Payday Super readiness

Pre-1 July 2026 prep check for the every-payday SG regime.

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Director duties self-check

Score your s 180-184 + s 588G + safe harbour exposure across 8 board practices.

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Unfair Contract Terms auditor

Audit standard form consumer + small-business contracts for unfair terms. Penalty regime live.

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FIRB notification screener

Check whether your acquisition needs FIRB approval + fee band.

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Workplace investigation timer

Map immediate actions + deadlines for sexual harassment, bullying, wage theft + psychosocial complaints.

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Compliance calendar generator

Personalised list of every recurring federal + state deadline. CSV / Outlook export.

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Director ID compliance check

Verify Director ID requirements before appointment.

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Essential Eight maturity

Score your cyber security maturity ML0-ML3 across ASD's 8 strategies.

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WGEA reporting readiness

Annual gender equality report — am I ready for 31 May?

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Right to disconnect policy builder

Draft a fitted s 333M workplace policy in 30 seconds.

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Penalty estimator

Max exposure by breach type across every Australian regulator.

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WHS notifiable incident timer

Immediate phone + 48h written notification across all 8 states.

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Cyber incident notification tree

SOCI 12h, CPS 234 72h, OAIC NDB 30d, ASIC s 912D — multi-regulator clocks.

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Modern Slavery Statement scaffold

Generate a structured draft against the 7 mandatory s 16 criteria.

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Beneficial owner identifier

Identify the natural persons who are beneficial owners for AML/CTF CDD — ≥25% rule, chain disclosure, trusts + partnerships.

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FBT calculator (FY27)

Calculate Fringe Benefits Tax payable across cars, expense payments, entertainment, housing, loans + LAFHA. FY27 gross-up factors.

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GST registration scope checker

Find out whether you must register for GST, when the deadline kicks in, and what to do next.

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Whistleblower policy builder

Generate a draft whistleblower policy aligned to ASIC RG 270 for public companies, large prop and super trustees.

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CPS 234 readiness scorer

Score your APRA information-security program across 10 control areas, with the 72-hour incident and 10-day control-weakness notification triggers. ADIs, insurers + super trustees.

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Reportable situations timer

Track the 30-day ASIC breach-reporting clock (RG 78) for AFSL and credit licensees — significant, deemed-significant and >30-day investigation triggers.

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ASIC annual review fee estimator

Work out your company's annual review fee, the payment due date, and any late fee ($96 / $401) — plus the solvency-resolution reminder.

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Casual conversion response tool

Employer guide to the 'employee choice' casual conversion pathway — eligibility, the 21-day response deadline, allowed decline grounds, and a draft response letter.

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Employee vs contractor classifier

Indicative multi-factor check under the new whole-of-relationship test (s15AA) — with sham-contracting and separate ATO super/PAYG warnings.

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Consumer guarantees checker

Does an ACL consumer guarantee apply, is the failure major or minor, and who chooses the remedy — repair, replace or refund?

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Positive duty (Respect@Work) assessment

Score your program against the AHRC's 7 standards for the positive duty to prevent sexual harassment under the Sex Discrimination Act.

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Psychosocial hazard risk assessment

Build a documented psychosocial risk register across the 15 common WHS hazards — likelihood × consequence ratings plus suggested controls.

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Ransomware payment reporting checker

Are you caught by the Cyber Security Act 2024 ransomware-payment rule, and what's your 72-hour reporting deadline?

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ISO 27001 gap assessment

Self-assess certification readiness against the ISMS clauses and the four Annex A control themes — with the mandatory artefacts you still need.

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AFSL / ACL licence check

Do you need an Australian Financial Services Licence, a credit licence, both, or an exemption? Indicative scope check for fintech and credit businesses.

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Marketing compliance check

Email, SMS and telemarketing against the Spam Act and Do Not Call Register — consent, identify, unsubscribe and list-washing.

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NDIS provider readiness checker

Map your service types to the NDIS Practice Standards modules and audit pathway (verification vs certification), and score registration readiness.

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Aged Care Act 2024 readiness

Score your readiness for the new Aged Care Act (in force 1 November 2025) — registration category, Strengthened Standards, statutory duty and SIRS.

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Merger notification screener

Does your acquisition trip the ACCC's mandatory, suspensory merger thresholds (from 1 Jan 2026)? Check both turnover limbs before you sign.

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Product safety reporting & recall timer

Track the 2-day ACL deadline to report goods associated with death or serious injury, or to notify a voluntary recall to the ACCC.

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Greenwashing self-audit

Score your environmental and sustainability claims against the ACCC's 8 principles — where ACCC and ASIC are actively enforcing.

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Labour hire licence check

Do you need a labour hire licence? State-by-state check for VIC, QLD, SA and ACT — for both providers and the hosts who engage them.

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DDO / TMD checklist

Design and Distribution Obligations for issuers and distributors of retail financial products — TMD, reasonable steps and reporting duties.

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STP Phase 2 readiness

Check your payroll captures the Single Touch Payroll Phase 2 reporting categories — gross disaggregation, tax treatment codes, income types.

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Wage compliance code check

Since 1 Jan 2025 intentional underpayment is criminal. Small businesses: self-assess against the Voluntary Wage Compliance Code safe harbour.

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Franchising Code checklist

Franchisor compliance against the new Franchising Code (in force 1 April 2025) — disclosure, cooling-off, good faith and the Disclosure Register.

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AI governance readiness

Score your AI use against Australia's Voluntary AI Safety Standard's 10 guardrails, with high-risk triage for the proposed mandatory rules.

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ACNC charity readiness scorer

Work out your charity's size tier and financial-reporting duty, and score readiness against the six ACNC Governance Standards.