Free tool

Penalty estimator

Look up the maximum civil + criminal penalty exposure across 25 Australian compliance regimes. Add multiple breach areas to model aggregate exposure for a board, audit or insurance conversation.

Breach scenarios

Breach areaScenarioCount

Max aggregate exposure

$33.00B

AML/CTF — program contravention
$33.00B
Per-breach max: $33.00B
- • Per-breach regime — each separate contravention attracts the maximum.
AML/CTF Act 2006 — civil penalty provisions ↗

Reference tool — not legal advice. Court-imposed penalties are typically well below the statutory maximum; these figures show the upper bound. Consult an Australian-admitted lawyer for case-specific exposure.