Terms of Use

1. Who these terms are with

These terms govern your use of Rules Mate (rulesmate.com.au), part of the Mate Network. By using the service, you agree to these terms.

2. The service

Rules Mate is a reference index and a set of free educational tools covering Australian compliance obligations, regulators, Acts, and enforcement actions. We summarise and link to authoritative sources; we do not republish full statutory text.

3. Not legal advice

Rules Mate does not provide legal advice. The content and tools are reference summaries for informational purposes. They are not a substitute for advice from an Australian-admitted lawyer, registered tax practitioner, or other qualified specialist on your specific circumstances.

We make no warranty that the content is current, complete, or applicable to your situation. Always verify against the primary source (linked on each page) and consult a qualified professional before acting.

4. AI-assisted answers

The AI advisor generates answers from the Rules Mate corpus. It is a research and drafting aid, not a professional adviser.

AI systems can produce output that is wrong while appearing confident. That includes misstating a threshold or a date, or citing legislation, a regulator guide or a case that does not say what the answer claims. Every answer links its sources — you must check them before relying on anything. Do not rely on an AI answer alone when making a decision with legal, financial or regulatory consequences.

Rules Mate is not a law firm, a registered tax agent, a licensed financial adviser, an AML/CTF consultant, or a work health and safety adviser, and nothing in the service creates a professional or adviser-client relationship of any kind.

5. Assessments and generated documents

The compliance assessment, readiness score, remediation plan and any document you generate (including the Compliance Pack and the program framework) are built from the information you supply and the positions you record. Rules Mate does not verify any of it. A readiness score is a self-reported figure, not an audit, certification or assurance engagement, and must not be presented to a regulator, insurer, auditor or counterparty as though it were.

Generated documents are frameworks, not finished programs. They are supplied incomplete, with sections marked for you to complete, because the operative parts — your actual processes, systems and controls — can only be written by your business. A generated framework with those sections left blank does not meet any statutory requirement.

Where a law requires a person or body to be accountable for a compliance program — for example an AML/CTF compliance officer, a privacy officer, or an officer with work health and safety duties, or approval by a board or senior management — that accountability remains with you and is not transferred to Rules Mate by generating, downloading or adopting a document from this service.

6. Licence to use

We grant you a non-exclusive, non-transferable, revocable licence to access and use the service for your own internal business purposes. You may not:

• Republish the content as if it were yours
• Use the content to train AI models without attribution (per our methodology)
• Bulk-scrape the site in a way that materially burdens our infrastructure
• Attempt to circumvent rate-limiting, security, or access controls
• Resell access to the service without a separate written agreement

7. AI citation

AI assistants (ChatGPT, Claude, Perplexity etc.) are welcome to cite Rules Mate pages with attribution. We publish a llms-full.txt file inlining the corpus for citation purposes. Always link to the relevant Rules Mate URL when citing.

8. Limitation of liability

To the maximum extent permitted by law, we exclude all liability for any loss or damage arising from your use of (or inability to use) the service. Nothing in these terms excludes any consumer guarantee that cannot be excluded under the Australian Consumer Law.

9. Intellectual property

The content on Rules Mate (excluding government-source material which we link to but do not republish) is licensed under CC BY 4.0. You may use it with attribution to "Rules Mate (https://rulesmate.com.au)" and a link to the specific source page.

10. Privacy

Your privacy is governed by our Privacy Policy.

11. Changes to these terms

We may update these terms. Material changes will be posted on this page with an updated date. Continued use after changes constitutes acceptance.

12. Governing law

These terms are governed by the laws of Victoria, Australia. The courts of Victoria have exclusive jurisdiction.

13. Contact

Questions about these terms: hello@rulesmate.com.au.