Rules Mate

Compliance hubs

Topic hubs for the biggest 2026 compliance events

One page per major compliance area. Each hub brings together the relevant tools, obligations, regulator guidance, articles and FAQs in one place. Start here when a new regime drops or a deadline appears.

Biggest compliance event of 2026

AML/CTF Tranche 2 hub

From 1 July 2026, 90,000+ Australian lawyers, accountants, real estate agents, conveyancers, TCSPs and precious metals dealers become AUSTRAC reporting entities for the first time. Here's everything you need to be ready.

Enrol with AUSTRAC by 29 July 2026

aml tranche 2 scopebeneficial ownercompliance calendar

The biggest privacy reform in 35 years

Privacy Act 2026 hub

The statutory tort for serious invasions of privacy is already live. From 10 December 2026, automated decision-making transparency and the Children's Online Privacy Code commence. Removal of the small business exemption — which would bring ~2.3M SMBs into scope — is proposed for a future tranche, agreed in principle but not yet law.

ADM transparency + Children's Code: 10 December 2026

privacy act 2026 readinessndb timercompliance calendar

Quarterly super ends

Payday Super hub

From 1 July 2026, employer Super Guarantee contributions must reach the fund within 7 business days of every pay event. Quarterly contributions end. SGC + nominal interest accrues per pay if you miss.

Commences 1 July 2026

payday super readinesscompliance calendarpenalty estimator

Personal liability for every director

Director ID hub

Every Australian director needs a Director Identification Number before their first appointment. Failure to apply is a strict-liability criminal offence — up to $13,200 + criminal conviction.

director id checkdirector dutiescompliance calendar

≥$100M revenue reporters

Modern Slavery hub

Annual Modern Slavery Statement against 7 mandatory criteria, due within 6 months of FY end. Anti-Slavery Commissioner now active; reformed regime under McMillan Review brings civil penalties for non-publication.

modern slavery thresholdmodern slavery statementcompliance calendar

AASB S2 first-cycle live

Climate Disclosure hub

Mandatory climate-related financial disclosures under AASB S2 are in force for Group 1 reporters from FY25. Scope 1+2 from year 1; Scope 3 from year 2; reasonable assurance by FY30.

climate reporting tiercompliance calendar

BEAR replaced — wider, sharper

Financial Accountability Regime (FAR) hub

FAR replaced the Banker Executive Accountability Regime (BEAR) for ADIs in March 2024 and extended to insurers and RSE licensees from 15 March 2025. Every accountable person mapped to every accountability — with personal civil and criminal exposure.

Insurers + RSE licensees: in force since 15 March 2025

director dutiescps 230 readiness scorercompliance calendar

The biggest workplace reform in a decade

Closing Loopholes hub

Two Acts (December 2023 and February/August 2024) reshaped Australian workplace law: criminal wage theft, a new employee/contractor test, same-job-same-pay orders, a new casual definition, employee-choice conversion, tightened sham contracting, and more. The complete map.

Wage-theft criminal offence in force from 1 January 2025

payday super readinesspenalty estimatorworkplace investigation timer

Multi-regulator obligations on one event

Cyber Security & SOCI hub

A single cyber incident can fire 4+ separate regulator clocks: SOCI (Home Affairs), CPS 234 (APRA), NDB (OAIC), and ASIC reportable situations. Plus the Essential Eight baseline and the Australian Cyber Security Strategy 2023-2030. Here's the map.

cyber incident notificationsessential eightndb timer

Registered provider obligations

NDIS provider compliance hub

Registered NDIS providers must meet the NDIS Practice Standards, comply with the NDIS Code of Conduct, notify reportable incidents, screen their workers, and pass a quality audit set by the risk of their services. Here's the full map — plus the reforms reshaping registration.

ndis provider readinesscompliance calendar

The biggest aged care reform in 25 years

Aged Care Act 2024 compliance hub

The Aged Care Act 2024 (Cth) commenced on 1 November 2025, replacing the Aged Care Act 1997 with a rights-based framework, six provider registration categories, a statutory duty backed by civil penalties, and the strengthened Aged Care Quality Standards — all overseen by the Aged Care Quality and Safety Commission.

In force since 1 November 2025

aged care readinesscompliance calendarpenalty estimator

Registered charity obligations

Charities & not-for-profits compliance hub

Every ACNC-registered charity must meet the six Governance Standards, keep proper records, lodge an Annual Information Statement each year, and — where it works overseas — the External Conduct Standards. Reporting scales with charity size. Here's the full map.

acnc charity readinesswhistleblower policycompliance calendar

More hubs coming as deadlines approach

AML Tranche 2 (1 July 2026), Privacy Act 2026 (10 December), Payday Super (1 July 2026), and Climate Disclosure (Group 2 FY27) are the highest-volume queries right now. We add hubs as new regimes commence — tell us what to build next via contact.