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Banking Executive Accountability Regime (BEAR) — pre-FAR

BEAR superseded by FAR for banks 15 March 2024; historical exposure remains.

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Who must comply

ADIs + senior executives (historical for conduct pre-15 March 2024).

What triggers it

Conduct during BEAR period.

When due

Historical compliance reporting.

Evidence required

BEAR accountability statements; deferred remuneration records.

Max penalty

Civil penalties under former Banking Act provisions

Summary

BEAR (in force 2018) applied to ADIs from 1 July 2018; required registration of accountable persons, deferred remuneration + breach reporting. Replaced by FAR for banking 15 March 2024. Historical conduct under BEAR remains enforceable.

Enforced by

Source legislation

Industries

Topics

bankingbear

Related obligations

Frequently asked questions

Who must comply with Banking Executive Accountability Regime (BEAR) — pre-FAR?
ADIs + senior executives (historical for conduct pre-15 March 2024).
What triggers Banking Executive Accountability Regime (BEAR) — pre-FAR?
Conduct during BEAR period.
When is Banking Executive Accountability Regime (BEAR) — pre-FAR due?
Historical compliance reporting.
What is the maximum penalty for Banking Executive Accountability Regime (BEAR) — pre-FAR?
Civil penalties under former Banking Act provisions
What evidence is required for Banking Executive Accountability Regime (BEAR) — pre-FAR?
BEAR accountability statements; deferred remuneration records.

Source: https://apra.gov.au/banking-executive-accountability-regime-bear. Rules Mate is not a law firm. Always verify against the live regulator source before acting.