Comply with APRA CPS 230 (Operational Risk Management)

APRA-regulated entities must manage operational risk including a comprehensive third-party / outsourcing register from 1 July 2025.

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Who must comply

All APRA-regulated entities (ADIs, insurers, RSE licensees).

What triggers it

Being APRA-regulated.

When due

Continuous from 1 July 2025; pre-existing arrangements transition through 30 June 2026.

Evidence required

Critical operations register, service provider register, tolerance levels, business continuity test results, board attestation.

Max penalty

APRA directions, additional capital, licence conditions

Effective from

1 July 2025

Summary

CPS 230 (in force from 1 July 2025) replaces CPS 231 (outsourcing) and CPS 232 (business continuity). Requires APRA-regulated entities to identify critical operations, set tolerance levels for disruption, maintain a comprehensive register of material service providers, manage concentration risk, and conduct testing.

Enforced by

Source legislation

Industries

Topics

apraoperational-riskcps-230third-party

Source: https://apra.gov.au/operational-risk-management. Rules Mate is not a law firm. Always verify against the live regulator source before acting.