Rules Mate
Calendar/CWLTH

Payday Super commencement

critical priorityone off

Due

1 July 2026

26 days from today

Add to calendar (.ics)

What to file

SG payable within 7 days of pay (replacing quarterly). 11.5%→12% SG rate from 1 Jul 2025; QE base from 1 Jul 2026.

Who is affected

Every Australian employer paying Ordinary Time Earnings to an employee. Replaces the quarterly SG cycle.

Penalty if missed

Super Guarantee Charge — full SG shortfall plus nominal interest plus Part 7 penalty (up to 200% of SGC). SG amount no longer tax-deductible.

Applies to

All employers

Prep checklist

  • Confirm payroll system supports QE and Super Liability fields
  • Set up same-day super clearing house lodgement per pay run
  • Capture super-fund details at onboarding pre-first-pay
  • Stress-test cash flow against weekly super outflows