APS 220
Credit Risk Management
ADI credit risk management framework.
In plain English
This guidance outlines a framework for managing credit risk within Australian deposit-taking institutions.
APRA’s guidance applies to ADIs. It explains how to manage credit risk. This includes identifying, measuring, and controlling credit risk. The guidance does not specify commencement or revision dates.
Why it matters
Understanding credit risk management is vital for ADIs. It helps maintain financial stability and protect depositors. Good practices can improve lending decisions and reduce potential losses.
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Issuing regulator
APRA →Topics
Source: https://www.apra.gov.au. Rules Mate indexes + summarises; always verify against the regulator's live publication.