INFO 103
FAQs: Getting a credit licence
This is Information Sheet 103 (INFO 103). It answers frequently asked questions about getting an Australian credit licence (credit licence) under the National Consumer Credit Protection Act 2009 (National Credit Act).
In plain English
INFO 103 provides answers to common questions about obtaining an Australian credit licence under the National Credit Act.
INFO 103 addresses frequently asked questions about applying for and managing an Australian credit licence. It's relevant for anyone seeking a credit licence. The guidance clarifies requirements under the National Consumer Credit Protection Act 2009. ASIC published this information sheet. It helps applicants understand the process.
Why it matters
If your business offers consumer credit, you likely need a credit licence. This guide helps you understand the application process and ongoing obligations, ensuring compliance and avoiding potential issues.
AI-assisted summary, grounded in the source link below. Generated 2026-05-23 via gemma3:12b.
Issuing regulator
ASIC →Topics
Source: https://www.asic.gov.au/for-finance-professionals/credit-licensees/applying-for-and-managing-your-credit-licence/faqs-getting-a-credit-licence/. Rules Mate indexes + summarises; always verify against the regulator's live publication.