INFO 104
FAQs: Complying with your credit obligations
This is Information Sheet 104 (INFO 104). It answers frequently asked questions about complying with your credit obligations under the National Consumer Credit Protection Act 2009 (National Credit Act).
In plain English
INFO 104 provides answers to common questions about meeting your credit obligations under the National Credit Act.
This guidance, INFO 104, addresses frequently asked questions about complying with the National Consumer Credit Protection Act 2009. It applies to businesses providing credit. It clarifies obligations related to responsible lending and consumer protection. ASIC published this guidance.
Why it matters
Understanding your credit obligations is vital. This guidance helps ensure you treat customers fairly and avoid potential compliance issues. It supports responsible lending practices.
AI-assisted summary, grounded in the source link below. Generated 2026-05-23 via gemma3:12b.
Issuing regulator
ASIC →Topics
Source: https://www.asic.gov.au/regulatory-resources/credit/credit-general-conduct-obligations/faqs-complying-with-your-credit-obligations/. Rules Mate indexes + summarises; always verify against the regulator's live publication.