INFO 109
Credit licensee offences: Prohibited dealings and unlawful authorisations
This is Information Sheet 109 (INFO 109). It provides general information on the operation of some offences under the National Consumer Credit Protection Act 2009 (National Credit Act).
In plain English
INFO 109 explains offences under the National Credit Act, covering prohibited dealings and unlawful authorisations.
INFO 109 provides general information. It relates to offences under the National Consumer Credit Protection Act 2009. Credit licensees and those involved in credit activities should review this guidance. It explains rules around prohibited dealings and unlawful authorisations. The guide does not state a commencement or revision date.
Why it matters
Understanding these offences helps credit licensees avoid legal issues. It supports responsible lending practices and protects consumers. Compliance reduces risk and maintains a good reputation.
AI-assisted summary, grounded in the source link below. Generated 2026-05-23 via gemma3:12b.
Issuing regulator
ASIC →Topics
Source: https://www.asic.gov.au/regulatory-resources/credit/credit-notices-and-offences/credit-licensee-offences-prohibited-dealings-and-unlawful-authorisations/. Rules Mate indexes + summarises; always verify against the regulator's live publication.