INFO 146
Responsible lending disclosure obligations: Overview for credit licensees and representatives
This is Information Sheet 146 (INFO 146). It sets out your credit disclosure obligations under Chapter 3 of the National Consumer Credit Protection Act 2009 (National Credit Act) and related regulations.
In plain English
INFO 146 explains your disclosure obligations when providing credit under the National Credit Act.
This guidance applies to credit licensees and their representatives. It outlines obligations under Chapter 3 of the National Consumer Credit Protection Act 2009. It covers requirements related to credit disclosures. The ASIC published this information sheet.
Why it matters
Ensure your credit disclosures are clear and compliant. This helps protect consumers and avoids potential issues with ASIC. Review your processes to meet these obligations.
AI-assisted summary, grounded in the source link below. Generated 2026-05-23 via gemma3:12b.
Issuing regulator
ASIC →Topics
Source: https://www.asic.gov.au/regulatory-resources/credit/responsible-lending/responsible-lending-disclosure-obligations-overview-for-credit-licensees-and-representatives/. Rules Mate indexes + summarises; always verify against the regulator's live publication.