INFO 97
Guidance for small credit businesses
This is Information Sheet 97 (INFO 97). It is for you if you run a small credit or finance broking business (i.
In plain English
INFO 97 provides guidance for small credit and finance broking businesses.
INFO 97 is for businesses running a small credit or finance broking business. It explains how to apply for and manage a credit licence. It covers key areas like responsible lending and compliance. ASIC published this guidance.
Why it matters
Small credit businesses need to understand their obligations. This guidance helps ensure they meet their legal responsibilities and avoid potential issues.
AI-assisted summary, grounded in the source link below. Generated 2026-05-23 via gemma3:12b.
Issuing regulator
ASIC →Topics
Source: https://www.asic.gov.au/for-finance-professionals/credit-licensees/applying-for-and-managing-your-credit-licence/guidance-for-small-credit-businesses/. Rules Mate indexes + summarises; always verify against the regulator's live publication.