RG 274
Product design and distribution obligations
DDO — TMDs, distribution monitoring + significant dealings reporting.
In plain English
RG 274 explains how to design financial products and distribute them responsibly, focusing on consumer outcomes.
RG 274 applies to businesses designing and distributing financial products. It covers target market determination, distribution monitoring, and reporting significant dealings. It helps ensure products suit the needs of consumers. ASIC updated this guide in December 2023.
Why it matters
This guide helps businesses avoid selling unsuitable financial products. It supports good customer outcomes and reduces potential compliance issues. Review your product design and distribution processes to stay compliant.
AI-assisted summary, grounded in the source link below. Generated 2026-05-23 via gemma3:12b.
Issuing regulator
ASIC →Topics
Source: https://asic.gov.au/regulatory-resources/find-a-document/regulatory-guides/rg-274-product-design-and-distribution-obligations/. Rules Mate indexes + summarises; always verify against the regulator's live publication.