RG 45
Mortgage schemes: Improving disclosure for retail investors
Issued 9 May 2012This is a guide for responsible entities, compliance committees, compliance plan auditors, valuers, publishers and others involved with the issue or advertising of interests in mortgage schemes. It sets out ASIC’s benchmarks and disclosure principles for improved disclosure to retail investors to help
In plain English
This guide explains ASIC's disclosure expectations for mortgage schemes and those involved in their advertising or issuance.
RG 45 applies to responsible entities, compliance committees, auditors, valuers, and publishers. It outlines ASIC's benchmarks and disclosure principles. These are designed to improve information provided to retail investors. The guide was issued on 9 May 2012.
Why it matters
If your business offers or promotes interests in mortgage schemes, understand your disclosure obligations. This guide helps ensure you provide clear and accurate information to potential investors, reducing compliance risk.
AI-assisted summary, grounded in the source link below. Generated 2026-05-23 via gemma3:12b.
Issuing regulator
ASIC →Topics
Source: https://www.asic.gov.au/regulatory-resources/find-a-document/regulatory-guides/rg-45-mortgage-schemes-improving-disclosure-for-retail-investors/. Rules Mate indexes + summarises; always verify against the regulator's live publication.