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Acts/CWLTH· 1995

Life Insurance Act 1995

In forceact

In plain English

The Life Insurance Act 1995 regulates life insurance businesses and products in Australia.

This Act regulates life insurance companies. It sets standards for underwriting, policy design, and claims handling. It aims to protect consumers. It also covers the licensing and supervision of life insurers. The Act came into force in 1995.

Why it matters

If your business offers life insurance products, or deals with a life insurer, this Act applies. Understanding your obligations helps ensure compliance and avoids potential issues.

insurancefinancial-servicesconsumerreportingdirectorsgovernance

AI-assisted summary, grounded in the source link below. Generated 2026-05-23 via gemma3:12b.

Summary

Prudential supervision of life insurers by APRA.

Topics

life-insuranceprudential

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Source: https://www.legislation.gov.au/C2004A05015/latest. Rules Mate summarises and links; we don't republish full statutory text. Always verify against the live source before acting.