Rules Mate for real estate principals
Tranche 2 in force since 1 July 2026. Plus state licensing, trust account audit, ACL, Privacy Act 2026 — the full real estate compliance picture for principals + brokers.
Real estate is one of the most regulated SMB sectors in Australia. Since 1 July 2026 you've been an AUSTRAC reporting entity (selling, buyer's agency, property development sales) — which also brings your AML/CTF activities under the Privacy Act even if your turnover is under $3M (Privacy Act 1988 s6E(1A)). From 10 December 2026, agencies that are already APP entities must disclose automated decision-making in their privacy policy; removing the small-business exemption that most agencies under $3M turnover rely on is agreed in principle but not yet law, with no date set. Trust account audits, state licensing, ACL on marketing — it all stacks.
Rules Mate is your reference + free tools, every claim cited.
How Rules Mate helps
- Tranche 2 scope check by sector (sales vs property mgmt)
- CDD workflow templates with beneficial owner walk-through
- Privacy Act 2026 readiness scorer for your agency
- State licensing + trust account audit reference